Privacy Promise

At Pappas Financial, protecting your privacy is important to us. Whether you are an existing customer or you are considering a relationship with us; we recognize that you have an interest in how we may collect, use, and share information about you.

Pappas Financial has a long tradition of safeguarding the privacy of its customer’s information. We understand and appreciate the trust and confidence you place in us and we take seriously our obligation to maintain the confidentiality and security of your personal information. We invite you to review this Privacy Policy, which outlines how we use and protect that information.

Collection of Nonpublic Personal Information by Pappas Financial

Collecting personal information from you is essential to our ability to offer you high-quality investment, retirement and insurance products. When you apply for a product or service from us, we need to obtain information from you to determine whether we can provide it to you. As part of that process, we may collect information about you, known as nonpublic personal information, from the following sources:

  • Information we receive from you on applications or other forms, such as your name, address, social security number and date of birth;
  • Information about your transactions with us, our affiliates or others, such as other life insurance policies or annuities that you may own; and
  • Information we receive from a consumer-reporting agency.

Limited Use and Sharing of Nonpublic Personal Information by Pappas Financial

There may also be times when Pappas Financial is required to disclose its customers’ nonpublic personal information, such as when complying with federal, state or local laws. We use the nonpublic personal information we collect to help us provide the products and services you have requested and to maintain and service your accounts. Once we obtain nonpublic personal information from you, we do not disclose it to any third party except as permitted or required by law. These companies may use and disclose the information provided to them only for the purpose for which it is provided, as permitted by law.

Our Treatment of Information about Former Customers

Our protection of your nonpublic personal information extends beyond the period of your customer relationship with us. If your customer relationship with us ends, we will not disclose your information to nonaffiliated third parties other than as permitted or required by law.

Security of Your Nonpublic Personal Information

We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to safeguard your nonpublic personal information from unauthorized use or improper access.

Employee Access to Your Nonpublic Personal Information

We restrict employee access to your nonpublic personal information to those employees who have a business need to know that information in order to provide products or services to you or to maintain your accounts. Our employees are governed by a strict code of conduct and are required to maintain the confidentiality of customer information.

You may obtain information about SIPC, including the SIPC brochure, by contacting SIPC through their web site at www.sipc.org or contact SIPC directly at (202) 371-8300.

Information on the Financial Industry Regulatory Authority (FINRA) is found at www.finra.org ; 1-800-289-9999; or in their brochure: “FINRA Regulation’s Public Disclosure Program – An Information Service for Investors”.