The Power of UBA

Through their expertise and collaboration, M Financial and UBA Partners can meet your individual needs and deliver powerful results for your company.

Today, employers face a wave of challenges that threaten their success: economic stress, rising benefit costs and ever changing health care reform, to name a few. To survive – and thrive – employers must find solutions that can control benefit costs and still provide options that will attract and retain the best workforce.

How can you do all that and know that you’re making the right choices? Start with us. We are a partner M Financial firm and we are affiliated with several United Benefit Advisors (UBA) firms, the nation's two leading independent advisory organizations.

M Financial and UBA firms aren’t franchises – they are entrepreneurial, independently owned advisors that live in your community and understand your unique needs. While they remain independent, M Financial and UBA Partners join together in a network of information-sharing, allowing them to tap into the experiences of thousands of benefit professionals nationwide. By gaining knowledge and resources from their colleagues across the country, M Financial and UBA Partners can find sophisticated, cost-effective solutions that are equal or better than those from large brokerage firms while continuing to offer the personal service that only an independent advisor can deliver.

In addition to their expertise and pooled resources, M Financial and UBA partners share a few other vital assets – trust, integrity and total commitment to the success of their clients. By being Partners of these two organizations, Pappas Financial can demonstrate that we are committed to helping our clients craft competitive benefits packages while adhering to the highest level of ethical standards in the industry. M Financial and UBA partners such as Pappas Financial and our affiliates requires a real dedication to honesty, professionalism and integrity — values that translate into superior service for our clients.