NEW PPACA Resource Guides

Thursday, March 27, 2014

UBA Highlights Most Recent PPACA Changes in Updated Employer and Employee Resource Guides

The Updated Guides are Available from the UBA PPACA Resource Center, One of the Most Widely Accessed Health Care Reform Libraries Offered by Employee Benefit Advisors

Indianapolis, Ind., [March 27, 2014] -- United Benefit Advisors (UBA), the nation’s leading independent employee benefits advisory organization, has released updated versions of several of its most in-demand resource guides that includes recent changes in Patient Protection and Affordable Care Act (PPACA) regulations. The Employer’s Guide to “Play or Pay,” Counting Employees Under PPACA, and The PPACA Employee Guides highlight compliance priorities for employers of all sizes and educational guidelines for employees. The UBA PPACA Resource Center, an online library of compliance content, is available thru Pappas Financial Group Benefits, a UBA Partner firm.

The Employer’s Guide to “Play or Pay” white paper features perspectives from UBA benefit experts, data from the UBA Benefit Opinions Survey, and other facts to help guide employers through some of the most commonly asked questions. The paper has been updated to reflect several delayed effective dates and the final regulations on the employer-shared responsibility requirements.

The PPACA Employee Guides are designed to help employees understand the basics of PPACA and answer many of the most commonly asked questions regarding minimum essential coverage, family coverage, health insurance Marketplaces, and more.

Updates include open enrollment dates and Federal Poverty Level (FPL) tables.

UBA’s guide, Counting Employees Under PPACA, helps employers determine how many employees they have for several purposes under the PPACA. This guide covers the basics about:

  • The definitions of full-time employees
  • How to count part-time employees on a pro-rata basis
  • How to treat seasonal employees
  • Who the law considers an "employee"
  • Counting hours correctly
  • Determining average hours worked
  • Penalties that result if a "large employer" doesn't offer coverage

 “While most employers will find it immensely beneficial to consult a knowledgeable advisor before making their ‘play or pay’ decisions,” says Rob Calise, UBA Board Chairman, “these in-depth resources are certainly a good place to start in understanding employer responsibilities with regard to the Patient Protection and Affordable Care Act and helping employees better understand the basics of PPACA.”

About Pappas Financial Group Benefits / United Benefit Advisors
Pappas Financial Group Benefits is a partner of United Benefit Advisors, the nation’s leading independent employee benefits advisory organization with more than 200 offices throughout the United States, Canada and the United Kingdom. As trusted and knowledgeable advisors, UBA Partners collaborate with nearly 2,000 fellow professionals to deliver expertise, thought leadership and best-in-class solutions that positively impact employers and make a real difference in the lives of their employees and families. Employers, advisors and industry-related organizations interested in obtaining powerful results from the shared wisdom of UBA Partner firms should visit UBA online at or contact a Pappas Financial Group Benefits representative listed below.


To obtain the above materials or for further information about the Affordable Care Act

Contact Pappas Financial Group Benefits


Vikki Getner, Director, Group Benefits 248.539.9238 or,

Dawn Konal, Operations Manager, Group Benefits 248.539.9212 or,

Heather Gold, Marketing Communications and Events Coordinator 248.539.9241 or,



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